zakat al-maal

This Ramadan, your zakat al-maal will be passing the plate, ensuring that no one is left behind hungry. 

UMR's Ramadan projects are all Zakat eligible

Paying your annual charitable payment (Zakat) helps provide aid and assistance to those in need all over the world. Our projects are all zakat eligible, and help care for orphans and the elderly, provide food and water, deliver medical missions, and provide educational services to those in need. 

Calculate Your Zakat

Cash at home
Balance held in bank accounts
Resale value of shares
Merchandise & Profits
Gold & Silver
Property Held as Investment
Other Income
Total of Assets Liable for Zakah
Deduct Debts
Deduct Expenses
Zakah-Eligible Total
Ensure that Zakah-Eligible Total Exceeds Nisab
Your Zakah (0.025 x Zakah-Eligible Total)

Frequently Asked Questions Regarding Zakat

UMR follows the practice agreed upon by most scholars, which states that collectors of zakat are one of the eight groups that are eligible to receive zakat. As such, UMR is eligible to use up to 9.5% and as low as 7% of donations made to zakat-specific funds for core work, including administrative and operational functions.

Zakat is one of the five pillars of Islam. As such, it is compulsory on Muslims, provided they meet certain conditions and criteria. Any Muslim who possesses the required nisaab (the minimum amount of wealth that one must have before their Zakat is payable) for one whole year is bound to pay Zakat on that wealth. It is imperative that Muslims know exactly how much Zakat they owe and how to calculate so that the right amount can be given to the intended recipient. A lot of people choose Ramadan as the month in which they pay their zakat and for good reasons. Ramadan is the month of blessings and the rewards for all good deeds is far greater in this blessed Ramadan that in any other month.

  • Jewelry and Precious Metal – Case in point, Gold and Silver. Both come under Zakat even if they are used merely for decorative purposes. The reason behind it is simple; they contribute towards your cumulative wealth and as such their worth must be tabulated when calculating Zakat.
  • Bank Accounts – Any cash, bonds, stock one might have in their savings account. The amount should be in the bank for one year. Loans given or funds received are also part of the Zakat process.
  • Cattle and Crops – Cattle and crops that are in excess of one’s need.
  1. Making Niyyah (intention) is only half the task. Muslims must also consider the following conditions in order to ensure their contribution is paid correctly.
  2. Recipient’s Eligibility: It is absolutely imperative that every shred of aid given reaches only those who need it most. As such, recipients must be sufficiently poor to receive it. In a nutshell, if they don’t have personal assets that either meet or exceed the nisab, they are eligible to receive Zakat.
  3. Paying Zakat in Advance: People who wish to pay for future years can certainly do so. Keep in mind that the pre-paid amount can be offset against the actual liability incurred in future years.
  4. Payment in Kind: Zakat can be paid in many ways. The ideal way for today’s fast paced world is cash or if some people prefer, they can pay in kind as long as the value of goods are equal to the cash amount and furthermore, the recipient has agreed to accept the goods in kind.

With millions of Muslims donating to relief aid organizations around the world, it is a pivotal way to fight poverty. UMR uses these funds to help poor communities in isolated and remote corners of the world. We assist them in a number of ways such as income generation, food aid and providing a range of essential services. The funds also go towards emergency relief in case of natural disasters.

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